How Much Is A Speeding Ticket In Nc

How Much is a Speeding Ticket in North Carolina?

You are driving on a sunny day, enjoying the scenery and the music, when you suddenly see the flashing lights behind you. You pull over, hoping for a warning, but instead you get a speeding ticket. How much is a speeding ticket in North Carolina, and what are the consequences of getting one? In this blog post, I will answer these questions and give you some tips on how to avoid or reduce the impact of a speeding ticket in North Carolina.

The Cost of a Speeding Ticket in North Carolina

The cost of a speeding ticket in North Carolina depends on several factors, such as how fast you were going, where you were speeding, and whether you have any previous violations. According to NerdWallet, the typical fine for a speeding ticket in North Carolina ranges from $10 to $250, plus court costs of about $190. However, the fine is not the only cost you have to worry about. A speeding ticket can also affect your car insurance rates, your driving record, and even your driver’s license.

Car Insurance Rates

One of the most significant costs of a speeding ticket in North Carolina is the increase in your car insurance rates. North Carolina has a Safe Driver Incentive Plan (SDIP) that assigns points to drivers based on their traffic violations and accidents. The more points you have, the higher your insurance premiums will be. According to the North Carolina Department of Insurance, a speeding ticket can add anywhere from 1 to 12 points to your insurance record, depending on how fast you were going and whether you were in a school or work zone. For example, if you were going 10 mph over the limit, you would get 2 points; if you were going 25 mph over the limit, you would get 4 points; and if you were speeding in a school or work zone, you would get 12 points. Each point increases your insurance rate by a certain percentage, which varies by insurance company. According to NerdWallet, the average increase in car insurance rates after a speeding ticket in North Carolina is 45%, which means you could end up paying more than $1,400 extra over three years for full coverage car insurance, or more than $500 extra for minimum coverage car insurance.

Driving Record

Another cost of a speeding ticket in North Carolina is the impact on your driving record. The North Carolina Division of Motor Vehicles (DMV) keeps track of your driving history and assigns points to your driver’s license based on your traffic violations and accidents. The more points you have, the more likely you are to face penalties, such as driver improvement clinics, license suspension, or revocation. According to the North Carolina DMV, a speeding ticket can add anywhere from 2 to 5 points to your driver’s license, depending on how fast you were going and whether you were in a school or work zone. For example, if you were going 10 mph over the limit, you would get 2 points; if you were going 15 mph over the limit, you would get 3 points; and if you were speeding in a school or work zone, you would get 5 points. If you accumulate 12 or more points within a three-year period, your license will be suspended for 60 days. If you accumulate 8 or more points within a three-year period after your license is reinstated, your license will be suspended for 6 months. If you accumulate 12 or more points within a three-year period after your license is reinstated again, your license will be suspended for 12 months.

Driver’s License

The most serious cost of a speeding ticket in North Carolina is the potential loss of your driver’s license. North Carolina has some of the strictest traffic laws in the country, and some speeding offenses can result in an immediate license suspension or revocation, regardless of how many points you have on your record. According to the North Carolina DMV, some of these offenses include:

  • Driving more than 15 mph over the limit when the speed limit is 55 mph or higher.
  • Driving more than 80 mph when the speed limit is 70 mph or higher.
  • Driving more than 75 mph when the speed limit is 65 mph or higher.
  • Driving recklessly or carelessly.
  • Racing or speeding to elude arrest.

If you are convicted of any of these offenses, your license will be suspended for 30 days, and you will have to pay a $100 restoration fee to get it back. If you are convicted of a second offense within a three-year period, your license will be suspended for 60 days, and you will have to pay a $100 restoration fee. If you are convicted of a third offense within a five-year period, your license will be revoked for 12 months, and you will have to pay a $130 restoration fee.

How to Avoid or Reduce the Impact of a Speeding Ticket in North Carolina

A speeding ticket in North Carolina can have serious and lasting consequences for your wallet, your driving record, and your driver’s license. Therefore, it is best to avoid getting one in the first place, or to reduce the impact of one if you do get one. Here are some tips on how to do that:

  • Drive safely and within the speed limit: This is the most obvious and effective way to avoid getting a speeding ticket in North Carolina. Always follow the posted speed limit signs, and adjust your speed according to the road conditions, traffic, and weather. Use a cruise control system if you have one, and avoid distractions, such as your phone, music, or passengers. Be especially careful in school and work zones, where the speed limit is lower and the penalties are higher.
  • Be polite and cooperative with the officer: If you do get pulled over for speeding, be polite and cooperative with the officer who stops you. Pull over to a safe and visible spot, turn off your engine, roll down your window, and keep your hands on the steering wheel. Do not argue, lie, or make excuses for your speeding. Provide your license, registration, and proof of insurance when asked. Be respectful and courteous, and do not admit guilt or apologize for your speeding. Sometimes, the officer may let you off with a warning or a reduced charge if you are nice and cooperative.
  • Hire a traffic attorney: If you do get a speeding ticket in North Carolina, you may want to hire a traffic attorney to help you fight it or negotiate a better outcome. A traffic attorney can review your case, advise you on your options, and represent you in court. A traffic attorney may be able to get your ticket dismissed, reduced, or deferred, depending on the circumstances of your case. A traffic attorney may also be able to help you avoid or minimize the impact of a speeding ticket on your car insurance rates, your driving record, and your driver’s license. A traffic attorney may charge a fee for their services, but it may be worth it in the long run if they can save you money and hassle.
  • Request a prayer for judgment continued (PJC): A prayer for judgment continued (PJC) is a unique option in North Carolina that allows you to avoid the consequences of a speeding ticket without pleading guilty or not guilty. A PJC is a request to the judge to withhold judgment and sentence on your case, which means that you will not have to pay the fine or court costs, and you will not have any points added to your insurance or driver’s license. However, a PJC is not a right, but a privilege, and it is up to the judge to grant or deny it. A PJC is also limited to one per household every three years for insurance purposes, and one per person every five years for driver’s license purposes. A PJC is not available for certain offenses, such as speeding more than 25 mph over the limit, speeding in a school or work zone, or driving recklessly or carelessly. A PJC may also have some conditions attached to it, such as attending a driver improvement clinic, performing community service, or paying restitution. A PJC may also be revoked if you violate any of the conditions or commit another traffic offense within a certain period of time. Therefore, a PJC is not a guarantee, but a possibility, and you should consult with a traffic attorney before requesting one.
  • Shop around for car insurance: If you do get a speeding ticket in North Carolina, and your car insurance rates go up, you may want to shop around for a better deal. Different insurance companies have different ways of calculating your premiums, and some may be more lenient or forgiving than others. You may be able to find a cheaper or more suitable car insurance policy that fits your needs and budget. You can use online tools, such as [this one], to compare car insurance quotes from different providers and see how much you can save.

Conclusion

A speeding ticket in North Carolina can be a costly and stressful experience, but it does not have to ruin your life. By following the tips and advice in this blog post, you can avoid or reduce the impact of a speeding ticket in North Carolina and keep your wallet, your driving record, and your driver’s license intact. I hope you found this blog post helpful and informative. If you have any questions or comments, please feel free to leave them below. I would love to hear from you and help you with your speeding ticket in North Carolina.